How to Borrow Money from Palmpay: A Comprehensive Guide in Pidgin English

Ehen, you wan borrow money from Palmpay? No wahala, make we yan how you fit do am.

First of all, make sure say you don download Palmpay app for your phone, if you no get am before, just go to Google Playstore or Apple store to download am, e easy to see, na the one wey get Palm tree picture for dia.

After you don download am, open the app and create account if you never get one before. To create account na simple thing, just put your correct details like name, phone number and email address, after that you go see say dem don send you confirmation code to your phone number, you go put am for the space wey dem provide, then dem go ask you to create password. Make sure say you use strong password wey you no go fit forget.

Now, to borrow money from Palmpay, you go need to upgrade your account first. To upgrade your account, you go need to provide some documents wey go show say you be responsible person wey go fit pay back the money wey you wan borrow.

The documents wey you go need to provide include:

1. National ID Card, Driver’s License or International Passport.
2. Utility Bill (PHCN, Water bill, Waste bill, etc.) not more than 3 months old.
3. Bank statement (not more than 6 months old).
4. A selfie of yourself holding any of the documents wey you provide for front of your chest.

After you don upload all these documents, Palmpay go take some time to verify and approve your account, e fit take like 24 hours before you go see say dem don approve am.

Now, make we yan how you fit borrow money from Palmpay:

Step 1: Open Palmpay app for your phone and log in to your account.

Step 2: Click on the "Borrow" icon wey you go see for the homepage of the app.

Step 3: Choose the amount wey you wan borrow and the duration wey you wan pay back the money.

Step 4: After you don choose the amount and duration, Palmpay go calculate the interest wey you go pay and dem go show you how much you go pay back for total.

Step 5: If you happy with the interest rate and the total amount wey you go pay back, click on the "Apply" button.

Step 6: Palmpay go ask you to provide your bank account details, make sure say you put the correct details wey you go use to pay back the money.

Step 7: After you don provide your bank account details, Palmpay go carry out some checks to make sure say you fit pay back the money.

Step 8: If dem approve your loan application, the money go enter your bank account within 24 hours.

Step 9: To pay back the loan, make sure say you get enough money for your bank account on the due date, Palmpay go automatically deduct the money from your account.

Step 10: If you no fit pay back the loan on the due date, dem go charge you late payment fee wey go add to the money wey you suppose pay.

Na so e be to borrow money from Palmpay, make sure say you follow the steps wey I don yan for you so that you no go get problem. Palmpay na better platform wey go fit help you with your financial needs, but make sure say you borrow money wey you go fit pay back, so that you no go get wahala for Future.